As a CalSTRS member your retirement benefit is based on three factors. One of them is service credit.

We may be able to help reduce your financial worries through our disability benefit for qualifying medical situations.

Your Defined Benefit Supplement Program account is a savings account you have in addition to your Defined Benefit Program account.

You generally have three choices for receiving your Defined Benefit Supplement account funds. An annuity payment, a lump sum or a combination of an annuity payment and a lump sum.

When deciding how to receive your Defined Benefit Supplement account funds whether as an annuity, a lump sum or both, you'll need to consider how your funds will be taxed.